Establishing your Identity

* Copy of Driver's License or State ID

* Copy of Social Security Card

* Copy of Resident Alien Card

Establishing your INCOME

* 2 current paystubs (most recent)

* 2 years W-2s (most recent)

* 2 years tax returns (most recent)

* If self-employed - current Profit & Loss Statement

Establishing your Assets

* Bank accounts: Name of bank, address, account number, balance

* Copies of 3 months bank statements (most recent)

* Stock & bonds, IRAs, Mutual funds (copies of most recent statements)

* If down payment is a gift - gift letter from donor

Establishing your Current Debts

* Creditor's names, addresses, account numbers, balances due

* Name, address, account number, and phone of landlord or current mortgage

* 12 months canceled checks for rent or current mortgage

* If negative items on credit report, letter of explanation

OTHER REAL ESTATE OWNED

* Present value

* Balance due on mortgage: Name, address, account number of mortgage holder